If you had a legal problem today, what would you do? Could you afford a qualified lawyer? Would you know who to call?
There comes a time in everyone’s life when they will need the services of a lawyer. To draw up a Will, provide advice and representation in a separation or divorce. Act in respect of an unfair dismissal, motor vehicle or medical negligence claim. Help recover a bad debt, resolve a commercial dispute, draft a contract or an agreement for the purchase or sale of a business, land or property or simply deal with a neighbour dispute.
The circumstances in which you may require the services of a lawyer are many. So too, are the reasons why you should have a legal plan.
We all know;
> Protecting our home and belongings against damage or theft is prudent.
> Having motor vehicle insurance is sensible.
> Making sure we have health insurance is practical.
> Providing security for our families future is smart planning.
Then doesn`t it make sense to have legal coverage to protect and defend your rights? If you had an issue with any of the above situations, you would need to seek legal advice.
For most of us the thought of calling a lawyer for advice, or to help protect or defend our legal rights just isn't an option.
The main reasons being, we feel intimidated by lawyers, we don't know who to call, or we believe it will simply cost to much. So instead we choose to either ignore the problem or try to handle it personally, neither of which is a satisfactory way to deal with any legal issue.
So Why a Pre-Paid Legal Plan?
A Pre-Paid Legal plan is a smart, simple and cost effective solution to dealing with the legal challenges we face throughout our lives. From less than a dollar per day a pre-paid legal plan not only provides you a wide range of benefits, it offers you that extra peace of mind. With a Legal Plan you have phone and face-to-face access to a lawyer for any legal question or matter when you need it and you can have it dealt with quickly and effectively, without the worry of having to make a financial decision first!
Think about it ..... Getting legal help should not have to be a financial decision!
Ask yourself - Have you ever...
| Australian Population
For many of us the thought of having to consult a lawyer or deal with an legal issue is not something we think about or want to do. Yet in todays changing circumstances more and more we are faced with unexpected legal life events that leave us with little or no choice. Having a legal plan means that those unexpected events or challenges that need legal advice or action can be dealt with by simply making a phone call without having to consider the financial cost.
A Pre-Paid Legal plan lets you consult a lawyer whenever you think you might have a problem, without fear of the cost. With proper legal advice most problems can be avoided or quickly resolved. If further services are needed, such as a letter sent, a contract reviewed or representation in court, a pre-paid legal plan will ensure you as a member have the right lawyer to provide the right advice or support to handle the matter correctly and at a substantially reduced cost. View our plan benefits here.
By putting legal access within affordable reach, pre-paid legal plans enable members to prevent legal issues from becoming legal problems. We estimate that 50% of all problems brought to lawyers through plans can be resolved through nothing more than advice and a small amount of follow-up by a lawyer or insome cases by you.
Today, statistics show you are three times more likely to be faced with some form of legal issue than you are to be hospitalised, and with a court lodgement being made at a rate of one every 2 seconds across the country. The chances are you will need the services of a lawyer sooner rather than later. Now you have a choice !
Protect your rights and assure yourself of legal assistance and support when you need it, by taking out a pre-paid legal services plan today.
In today`s changing economic and social environment more and more Australian`s are facing the possibility of having to seek legal advice. Yet for most, doing so, is not only difficult, but also costly. In 1994, the Australian government formed an Access to Justice Advisory Committee, chaired by Ronald Sackville QC, to consider and report on the availability of, and access to the legal system, for Australians. In its report, entitled "Access to Justice - an Action Plan", the committee said;
"All Australians, regardless of means, should have access to high quality legal services or effective dispute resolution mechanisms necessary to protect their rights and interests. In some cases, such services are clearly essential to ensure that an individual's rights are protected and injustice avoided. The objective of equality before the law is unattainable if people experience barriers that prevent them enforcing their rights. The most obvious barriers are the financial difficulties faced by people who cannot afford legal advice and representation."
The reality is that in Australia today, full access to legal services and the legal system is, by far, open only to corporations, the wealthy, and to a very limited extent, the poor.
Now there is an alternative!
Pre-Paid Legal Services offers Australians access to a range of comprehensive legal services plans that provide protection, peace of mind and security, at an affordable price.
North American Market
In the United States and Canada today just over one third of the population, 115 million people have some form of prepaid legal service protection, where even law abiding citizens encounter a potential legal situation four to six times a year. ( National Resource Centre for Consumers of Legal Services.)
Pre-Paid Legal Plans have been available in the North American market for over 45 years, with statistics showing you are 3 times more likely to be in court than you are to be hospitalised and where more than half of North American households have a legal situation right now. (American Bar Association.)
Pre-Paid Legal protection has been available across Europe for over 100 years in countries including: Austria, Denmark, France, Germany, Greece, Holland, Italy, Luxembourg, Norway, Portugal, Spain, Sweden, Switzerland and the United Kingdom where it is as common as having motor vehicle and health insurance in Australia.
In Europe, it is common practice to have a legal protection plan. Where up to 45% of the population carry some form of pre-paid legal protection.
In Germany alone nearly 80% of the population have a legal plan, and it is worth noting that Germany is one of the least litigious countries in the world.
West African Market
Click on the shaded areas to view other Pre-Paid Legal plan markets.